[REPOST: Exclusive 20% discount!] Estate Planning For Seniors In The CORONAVIRUS Era

[REPOST: Exclusive 20% discount!] Estate Planning For Seniors In The CORONAVIRUS Era

Due to all the challenges upon each of us, the Dayton, Ohio law firm of Holzfaster, Cecil, McKnight & Mues is offering a 20% discount for new clients on all estate planning documents and services during the month of April.

ESTATE PLANNING FOR SENIORS IN THE CORONAVIRUS ERA

ESTATE PLANNING FOR SENIORS IN THE CORONAVIRUS ERA

What should seniors do regarding estate planning in the Coronavirus era? We have all seen some of the research and statistics. Those over 60 and those with underlying medical conditions are considered high risk for developing the Coronavirus. The mortality rate for those ages 80-89 who contract the virus is over 14 percent, and for those ages 70-79 it is over 13 percent. […]

Blast From The Past: NEW YEAR’S RESOLUTION: MAKE A WILL

Blast From The Past: NEW YEAR’S RESOLUTION: MAKE A WILL

With a new year upon us, it is always good to set an attainable New Year’s resolution. With that in mind, we look back on a blog article from January 5, 2019. According to a Caring.com survey, only 42 percent of adults have even a simple will, and for those with minor children, the statistic is even worse-only 36 percent. Estate Plans should also be reviewed occasionally to determine if updates are needed. Don’t put it off any longer. For the sake of your loved ones, put an effective estate plan in place.

Postnuptial Agreements in Ohio – What is the Current Status?

Postnuptial Agreements in Ohio – What is the Current Status?

Ohio has long recognized premarital agreements. A premarital agreement is a legal contract entered prior to marriage and in contemplation of marriage by two individuals to address the ownership and division of their property and property interests in the event of death or divorce. However, Ohio is in the minority in that Ohio has historically not allowed postnuptial agreements, which are agreements entered into between spouses after they are married. […]

LEGAL ALERT: The New SECURE Act – A Boon for Seniors But Not so Much for Their Heirs

LEGAL ALERT: The New SECURE Act – A Boon for Seniors But Not so Much for Their Heirs

The president recently signed into law the Secure Act, which goes into effect on January 1, 2020, and which is an acronym for Setting Every Community Up for Retirement Enhancement Act. As the name suggests, the focus of the secure act is on retirement planning, but has several provisions.  These provisions include raising the age for required minimum distributions of IRAs and 401Ks from 70 to 72; allowing working individuals to make contributions to IRAs after age 70 ½; allowing small businesses to join group 401K plans; allowing 401K plans to include annuities; and allowing 529 plans to repay up to $10,000 in student loans. […]

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