How To Maintain a Good Credit Report During Divorce
Debt and Credit Issues Can Create Complicated And Stressful Times. How To Maintain A Good Credit Report During Divorce
Folks going through a divorce have many things on their mind. It can be a very emotional and stressful time! At some point you will inevitably need to start looking carefully at your debt and financial situation. When you are at that point, here are 5 basic tips:
Deal with Your Debt – Don’t Ignore it!
Request a Free Credit Report
The first step you should do is order a credit report from at least one of the three major credit reporting agencies (Equifax, Transunion and Experian). This will list debts attached to your name, both individually and jointly with your spouse.
There are 3 major credit reporting agencies Equifax, Experian and Transunion. You may want to order a report from one or all of them. You can also obtain one free credit report per year through annualcreditreport.com . Your divorce lawyer will want a copy anyway. Once you receive it, take time to thoroughly study it. Make sure it appears accurate. Look for errors such as credit lines
LEGAL ALERT: Who gets Legal Custody of a Minor Child After Termination of a Shared Parenting Plan? The Ohio Supreme Court Intervenes
Last week, the Ohio Supreme Court was asked to resolve a conflict between Ohio appeals courts. The difficult question that the Ohio Supreme Court was faced with in Bruns v. Green was whether there must be a change in circumstance in order to designate a parent the residential parent and legal custodian of a minor child after terminating a share-parenting decree.
The Ohio Supreme Court ultimately concluded that a trial court only needs to consider the best interest of the child when deciding whether to terminate a shared parenting plan and which parent to designate as the residential and custodial parent of a minor child.
The American Red Cross Urges All Donors To Give Blood To Aid Cancer Patients Who Rely On Transfusions For Survival
October is Breast Cancer Awareness Month. The Red Cross is urging all donors to give blood and platelets as a way to provide both healing and hope to patients who are fighting cancer. Patients battling cancer, and having to undergo surgery and chemotherapy, often require red blood cell or platelet transfusions. Cancer patients need more blood than those fighting any other type of disease. In fact, they use almost 1/4 of the entire nations supply of blood.
The Red Cross is urging donors of all blood types to donate now in order to help make sure there is an ample supply for cancer patients who are relying on transfusions for survival.
Blood Donors In The Dayton Area Will Receive A $5 Amazon Gift Card From Suburban Propane; Red Cross Offering A Chance To Win $1000 Amazon Gift Card To Five Lucky Winners
PUBLISHER’S NOTE:This blog is as meaningful today as it was when we originally posted it on October 14, 2017. October is Domestic Violence Awareness Month. We have listed links to resources and past blog articles to assist those in need during the 2020 Covid-19 pandemic. Let’s all do our part to help erase domestic violence everywhere in our world!
10 Tips to Have an Informed Conversation About Domestic Violence
October is domestic violence awareness month. Unfortunately, at one time or another we have all come across situations of domestic violence . As a divorce lawyer, I see examples of its tragic effects all the time. In Dayton we are very fortunate to have the Artemis House resource to assist victims of domestic violence!
In order to help spread ddomestic violence awareness about this terrible situation, I have posted below the “10 Tips to Have an Informed Conversation About Domestic Violence” published by the National Network to End Domestic Violence (NNEDV) https://nnedv.org/. Also, at the end of this article, I have share links to some of the prior articles we have published on this topic on the Ohio Family Law Blog in the past. Let’s all do our part to … Read More... “Blast From The Past: October is Domestic Violence Awareness Month – How Can You Help?”
Child Support Obligation In Ohio If Ex-Spouse Dies
Secure Your Child Support Obligations Through Life Insurance? – The Pros And Cons To Consider
Imagine your ex-husband or ex-wife is ordered to pay $800 a month in child support for your one child, Amy, and Amy just turned ten years old at the beginning of the month. This would mean that your ex-partner would still owe approximately $76,800 more in child support [($800 per month x 12 months) x (approximately 8 more years until emancipation) = $76,800].
Now imagine the same scenario, but that your ex-partner just passed away yesterday.
In scenario one, you did not secure the child support obligation and Amy is no longer entitled to the $76,800 in child support that would have been to her benefit.
In scenario two, you and your ex-partner elected to secure the child support obligation by naming you or Amy as the beneficiary of your ex’s life insurance policy. Now, you and Amy will receive the much needed $76,800 in order to provide financially for Amy.