5 Tips for Smart Money Management and Creating a Good Credit Score During a Divorce

5 Tips for Smart Money Management and Creating a Good Credit Score During a Divorce

How To Maintain a Good Credit Report During Divorce

Debt and Credit Issues Can Create Complicated And Stressful Times. How To Maintain A Good Credit Report During Divorce

credit report divorce lawyer credit score

Folks going through a divorce have many things on their mind. It can be a very emotional and stressful time! At some point you will inevitably need to start looking carefully at your debt and financial situation. When you are at that point, here are 5 basic tips:

Deal with Your Debt – Don’t Ignore it!

  1. Request a Free Credit Report
     

    The first step you should do is order a credit report  from at least one of the three major credit reporting agencies (Equifax, Transunion and Experian). This will list debts attached to your name, both individually and jointly with your spouse.

     

    There are 3 major credit reporting agencies Equifax, Experian and Transunion.  You may want to order a report from one or all of them. You can also obtain one free credit report per year through annualcreditreport.com .  Your divorce lawyer will want a copy anyway. Once you receive it, take time to thoroughly study it. Make sure it appears accurate. Look for errors such as credit lines

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The Ohio Supreme Court Just Clarified the Standard for Terminating a Share Parenting Plan [LEGAL ALERT]

The Ohio Supreme Court Just Clarified the Standard for Terminating a Share Parenting Plan [LEGAL ALERT]

LEGAL ALERT: Who gets Legal Custody of a Minor Child After Termination of a Shared Parenting Plan? The Ohio Supreme Court Intervenes

ohio supreme court shared parenting planLast week, the Ohio Supreme Court was asked to resolve a conflict between Ohio appeals courts. The difficult question that the Ohio Supreme Court was faced with in Bruns v. Green was whether there must be a change in circumstance in order to designate a parent the residential parent and legal custodian of a minor child after terminating a share-parenting decree.

The Ohio Supreme Court ultimately concluded that a trial court only needs to consider the best interest of the child when deciding whether to terminate a shared parenting plan and which parent to designate as the residential and custodial parent of a minor child.

Facts of Bruns v. Green – Ohio Supreme Court

Marcus Green (“Father”) and Kayleigh Bruns (“Mother”) are the biological parents of one minor child born in 2012. When the parties ended their relationship in 2014, they entered into an Agreed Shared Parenting Plan pursuant to O.R.C. 3109.04, in which the parties agreed to joint residential and legal custody and equal parenting time. The trial court approved the Shared Parenting Plan  and incorporated … Read More... “The Ohio Supreme Court Just Clarified the Standard for Terminating a Share Parenting Plan [LEGAL ALERT]”

Donate Blood with the Red Cross to Help Those Fighting Breast Cancer!

Donate Blood with the Red Cross to Help Those Fighting Breast Cancer!

The American Red Cross Urges All Donors To Give Blood To Aid Cancer Patients Who Rely On Transfusions For Survival

red cross cancer amazon gift cardOctober is Breast Cancer Awareness Month. The Red Cross is urging all donors to give blood and platelets as a way to provide both healing and hope to patients who are fighting cancer. Patients battling cancer, and having to undergo surgery and chemotherapy, often require red blood cell or platelet transfusions. Cancer  patients need more blood than those fighting any other type of disease. In fact, they use almost 1/4 of the entire nations supply of blood.

The Red Cross is urging donors of all blood types to donate now in order to help make sure there is an ample supply for cancer patients who are relying on transfusions for survival.

Blood Donors In The Dayton Area Will Receive A $5 Amazon Gift Card From Suburban Propane; Red Cross Offering A Chance To Win $1000 Amazon Gift Card To Five Lucky Winners

In appreciation for being a donor, anyone in the Dayton area who comes in to give blood between Oct. 15 and Nov. 11, will receive a $5 Amazon gift card, courtesy of Suburban … Read More... “Donate Blood with the Red Cross to Help Those Fighting Breast Cancer!”

Blast From The Past: October is Domestic Violence Awareness Month – How Can You Help?

Blast From The Past: October is Domestic Violence Awareness Month – How Can You Help?

PUBLISHER’S NOTE: This blog is as meaningful today as it was when we originally posted it on October 14, 2017. October is Domestic Violence Awareness Month. We have listed links to resources and past blog articles to assist those in need during the 2020 Covid-19 pandemic. Let’s all do our part to help erase domestic violence everywhere in our world!

10 Tips to Have an Informed Conversation About Domestic Violence

domestic violence awareness month

October is domestic violence awareness month. Unfortunately, at one time or another we have all come across situations of domestic violence . As a divorce lawyer, I see examples of its tragic effects all the time. In Dayton we are very fortunate to have the Artemis House resource to assist victims of domestic violence!

In order to help spread ddomestic violence awareness about this terrible situation, I have posted below the “10 Tips to Have an Informed Conversation About Domestic Violence” published by the National Network to End Domestic Violence (NNEDV) https://nnedv.org/.  Also, at the end of this article, I have share links to some of the prior articles we have published on this topic on the Ohio Family Law Blog in the past. Let’s all do our part to … Read More... “Blast From The Past: October is Domestic Violence Awareness Month – How Can You Help?”

What Happens if the Parent Paying Child Support Dies Prior to the End of the Child Support Obligation?

What Happens if the Parent Paying Child Support Dies Prior to the End of the Child Support Obligation?

Child Support Obligation In Ohio If Ex-Spouse Dies

Secure Your Child Support Obligations Through Life Insurance? – The Pros And Cons To Consider

child support obligation separation agreement spousal supportImagine your ex-husband or ex-wife is ordered to pay $800 a month in child support for your one child, Amy, and Amy just turned ten years old at the beginning of the month. This would mean that your ex-partner would still owe approximately $76,800 more in child support [($800 per month x 12 months) x (approximately 8 more years until emancipation) = $76,800].

Now imagine the same scenario, but that your ex-partner just passed away yesterday.

In scenario one, you did not secure the child support obligation and Amy is no longer entitled to the $76,800 in child support that would have been to her benefit.

In scenario two, you and your ex-partner elected to secure the child support obligation  by naming you or Amy as the beneficiary of your ex’s life insurance policy. Now, you and Amy will receive the much needed $76,800 in order to provide financially for Amy.

As you can see, not securing a child support obligation can result in a hefty loss of money that may be needed in … Read More... “What Happens if the Parent Paying Child Support Dies Prior to the End of the Child Support Obligation?”

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