Divorced? Are You Eligible to Collect Social Security Benefits off Your Ex’s Record?

social security benefits divorce retirement benefits

Divorced Spouse Can Collect Social Security Benefits Under Certain Conditions

A Divorced Spouse May Be Eligible For Social Security Benefits Once They Hit Retirement Age

social security benefits divorce retirement benefitsTypically, when a divorce is settled, so are the marital assets. Yet, not a lot of people know that as you reach retirement age, there may be one more benefit you can collect from your divorce.

In a MassMutual poll conducted in 2021, 30% of individuals didn’t know that a divorced person may potentially collect social security benefits on their ex-spouse, once they hit retirement age.

Back in May of 2016, we discussed Social Security benefits  after the divorce is finalized in our post, Social Security Benefits Can Be Maximized Post Final Divorce Decree, but with divorce rates highest among those ages 55-64, according to the US Census Bureau, it’s a good topic to revisit and reiterate, especially if you’re nearing retirement age.

Now in order to qualify for the divorced spouse Social Security Benefits, there are a few conditions that ”must” be met:

  • Your marriage lasted 10 or more years; and
  • You are at least 62 years and not remarried; and
  • Your ex-spouse is eligible for Social
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