Online Purchase Scams Most Reported Con During Holiday Season. Avoid Being Victimized with These Tips from the Better Business Bureau

Online Purchase Scams Most Reported Con During Holiday Season. Avoid Being Victimized with These Tips from the Better Business Bureau
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The Top Holiday Scams to look for in 2022

holiday scams online bbbHolidays are a time for shopping and gift giving. With all the shopping online and with social media, holiday scams are at an all-time high. Don’t be a victim of scams this holiday season. I have updated a blog post on this topic from 2021. There are always new scams as well as prior ones to be concerned about!

According to Forbes, these are some of the top holiday scams to look for in 2022. Scammers are creating new ways all the time to rip-off the public!

  1. Gift Car Scam – Scammers take gift cards off the display at retail stores, scratch off the PIN code, write down the card number and PIN code and apply a new coating over the PIN code on the card. Once the card is purchased and activated, the scammer uses the card for personal use and the purchaser is left with a card with no available balance left to use.
  2. Mail Theft – This has been a big problem lately especially in the Dayton area. Holiday envelopes are usually easy to
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ALERT: IRS Tax Changes for 2023 That Could Affect You Especially if You Use Venmo or PayPal

ALERT: IRS Tax Changes for 2023 That Could Affect You Especially if You Use Venmo or PayPal
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PUBLISHER’S NOTE: After publishing this blog on December 17, 2022, the I.R.S. made a change as to the effective date for the “gig-tax” rule discussed. Please read the update here.

Highlights of the New Tax Law Changes for 2023

paypal estate taxWith 2023 fast approaching, it is time to look at changes to income tax rules and regulations for 2023 and how they may affect you.

As is usually the case, 2023 will bring annual inflation adjustments to many tax provisions. Some of the more notable ones are as follows: the standard deduction for married couples filing jointly rises to $27,700 from $25,900 and for single individuals, up to $13,850 from $12,950; the estate tax exclusion for decedent’s estates rises to $12,920,000 from $12,060,000; and the annual exclusion for gifts increases to $17,000 from $16,000 for 2022.

One of the more significant changes applies to those who earn income through payment apps such as Venmo and PayPal. Previously, payment apps were required to send 1099s to users if their gross income through the app exceeded $20,000 or they had at least 200 transactions within the calendar year.… Read More... “ALERT: IRS Tax Changes for 2023 That Could Affect You Especially if You Use Venmo or PayPal”

Should I Stay or Should I Go? To Divorce or Not?

Should I Stay or Should I Go? To Divorce or Not?
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The perfect month For filing for Divorce is…

Divorce for the Holidays! The Perfect Time to File for Divorce?

divorce month holidaysThis is the time of year that many people have this exact question on their mind. If you are old like me, perhaps you remember this song by the British punk rock band The Clash from 1982. Or if not, maybe later from a Levi’s 501 jeans television commercial shot in a pool hall.

Here are some of its memorable lyrics:

“Darling you got to let me know
Should I stay or should I go?
If you say that you are mine
I’ll be here till the end of time
So you got to let me know
Should I stay or should I go?

It’s always tease tease tease
You’re happy when I’m on my knees
One day is fine, and next is black
So if you want me off your back
Well come on and let me know
Should I stay or should I go?”

Click here to watch the Levi Jeans commercial including the song.

Why is January Often Referred to as “Divorce Month?”

There are … Read More... “Should I Stay or Should I Go? To Divorce or Not?”

Tips to Avoid Exhaustion After Your Divorce

Tips to Avoid Exhaustion After Your Divorce
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divorce litigation tipsI tell new clients to prepare themselves at the start of their divorce. My warning – A divorce is typically not a sprint but is usually a marathon! So, prepare yourself accordingly! So, how does one go about avoiding that “marathon”?

Here are my top tips to help you avoid total exhaustion after your divorce.

Tip One: Establish Your Top Priorities

I can’t tell you how critically important this truly is. Contested divorce litigation moves slowly and is very expensive! Some individuals come to the initial conference with a warrior’s mindset. They are often “hurt” and want to lash back by fighting everything. Please understand that there is really no “winner” or “loser” in divorce litigation. That “fight at all costs” approach is a mistake for most people. Why? Because litigating all the small issues will take forever and likely cost a fortune!

Some divorce lawyers may not agree with me on this. Many are willing to champion every fight their client wants. Others seem to have a form “checklist”. They start with the first item on the top of their checklist and won’t move … Read More... “Tips to Avoid Exhaustion After Your Divorce”

Blast From The Past: Dealing with the Holidays if You Are in Divorce Transition [2022]

Blast From The Past: Dealing with the Holidays if You Are in Divorce Transition [2022]
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Going through a divoce transition? Tips for the holidays

PUBLISHER’S NOTE: Donna F. Ferber, LPC, LADC is a psychotherapist in private practice since 1986 in Farmington, Connecticut. She is a licensed professional counselor, a licensed alcohol and drug abuse counselor and an educator. In her private practice, Donna specializes in issues related to life transitions. These include but are not limited to divorce, remarriage, chronic illness, loss, relocation. Donna has been a guest contributor to the Ohio Family Law Blog since 2010. We have enjoyed collaborating on several articles over the years.

Make The Holiday Season One That Is Meaningful

holidays divorce transitionEvery major life event, whether joyful or sad, brings on a period of transition as we adjust to the “new normal.” Even though these periods of transition occur throughout our lives, each requires us to discover a new and unique path as we struggle to move through uncharted waters. The death of a loved one, a divorce, a family estrangement, an illness, or sudden unemployment are some of the changes that shake us to our core. We are challenged in ways we could not imagine.

And in … Read More... “Blast From The Past: Dealing with the Holidays if You Are in Divorce Transition [2022]”

10 Happy-Life, Motivational Quotes To Help You Move On After Divorce

10 Happy-Life, Motivational Quotes To Help You Move On After Divorce
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Sources of Encouragement: Happy life, motivational quotes that can Empower your Heart and Mind.

happy life divorce motivational quotesEvery now and then, when you’re down in the trenches of ugly emotions, a good dose of happy-life, motivational quotes is in order. Sure, it can seem a little sappy. But there’s good reason these positive musings still make the rounds.

So, if you’re facing the long road ahead after a divorce>, take a little encouragement from these wordsmiths.

Here are 10 happy life, motivational quotes to help you move on with a positive outlook after divorce:

  1. It always gets worse before it can get better. But it will get better. Like everything else, and like our past struggles, at some point we win, but before that win, there’s always that loss that spurs us on.

    – Dolores Huerta

    What a beautiful, pensive place to start. A reality check coupled with an assurance of hope. Surely the intensity of pain, grief, and adjustment can be managed when there is light beckoning you to the other side of loss. You can, of course, focus on the loss. Or you can focus on

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What Do I Do if My Ex Refuses to Follow the Terms of Our Final Decree of Divorce?

What Do I Do if My Ex Refuses to Follow the Terms of Our Final Decree of Divorce?
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Filing a Contempt Motion Against Your Ex: The Pros and Cons

Your Ex Could be Held in Contempt Motion for Failure to Comply with a Divorce Court Order

contempt motion parenting time divorceDivorce cases can often continue to create headaches for the parties long after the Final Decree of Divorce has been issued. Sorry to perhaps be the bearer of bad news! Some individuals will refuse to follow Court Orders no matter what the issue or how clearly it is stated in the Court Order.

Some Ohio Courts are becoming more sensitive to that reality and are channeling “high conflict” post decree cases to a different docket so that they receive greater attention including scheduling periodic review hearings (especially if the issue pertains to parenting time).

But, let’s go back to the basics first.

WHAT IS A MOTION FOR CONTEMPT?

The Court speaks through its Court Orders and Entrys. For example, the Final Judgment and Decree of Divorce sets out the specific terms the parties are Ordered to follow on each and every issue from parenting time to division of assets and debts. Technically,” contempt” is a disregard, or disobedience … Read More... “What Do I Do if My Ex Refuses to Follow the Terms of Our Final Decree of Divorce?”

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