Deposition Tips: Not Just An Ordinary Conversation!

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Helpful Advice If You Are Called To Provide Testimony At A Deposition

depositionIn any type of civil litigation, whether a personal injury case, a probate court case involving a relative’s will or trust, a business dispute with customers or other owners, or a matrimonial case, a party or an important observer may be called to provide testimony at a deposition. A deposition is being questioned under oath often by the opposing attorney, outside court, usually in a law office or a court stenographer’s office. The judge is not present although she is usually accessible by telephone. The deposition is conducted by the lawyers and the court reporter who transcribes all questions, answers, and legal objections. In many cases the lawyers’ perceptions of how this deposition testimony will impact the judge or jury determines whether the case goes to trial or serious settlement discussions occur.

In preparing to give testimony under oath at a deposition it is very important to review the issues and likely questions with your attorney in advance. This is not meant to modify or conceal the truth. Every witness is under oath to … Read More... “Deposition Tips: Not Just An Ordinary Conversation!”

Bankruptcy Reflections by Several Recent Divorcés

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What You Need To Know Before Filing For A Personal Bankruptcy Action

bankruptcySince the beginning of the recent housing crisis, I have had the experience of working with clients who have fallen behind with mortgage payments which resulted in the mortgage lender filing a foreclosure action with the Court.  This course of events often leads to the filing of a personal bankruptcy action to discharge the mortgage indebtedness.  In order to get the information to write this article, I chose to interview my son, who will be known as CS, and a divorce client, who will be known as RP.  CS and RP have some commonalities:  (1) both had experienced a divorce proceeding; (2) both had experienced a decline in the value of their homes causing them to be “upside down”; and, (3) both of them had support obligations (child support or spousal support) resulting in each having less disposable income with which to pay their monthly mortgage payments.   Having a house be “upside down” simply means that the amount of the mortgage balance is far greater than the actual fair market value of the home.  Both … Read More... “Bankruptcy Reflections by Several Recent Divorcés”

Spousal Support: Hidden Time Bomb!

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Avoid Future Problems, Consult With An Attorney To Avoid Modification Of Spousal Support By The Courts.

spousal supportSince divorce attorneys, like the rest of the population, do not have a crystal ball, making decisions regarding whether spousal support should be modifiable in the future are difficult.  This is a very crucial area where individuals trying to navigate through a termination of their marriage without an attorney can run into huge problems.

In Ohio, the Court does not automatically retain jurisdiction to modify spousal support in the future.  Instead, the Court’s future jurisdiction to reduce, modify or terminate future spousal support is controlled by the explicit language contained in the Final Decree of Dissolution or Divorce.  The drafting of that language, therefore, is critically important.  Of course, whether you are the payor or the recipient can have a dramatic effect on how you want that provision written.

Options to consider include the following:

  1. The Court retains no continuing jurisdiction to modify spousal support in the future.
  2. The Court retains full jurisdiction to modify both the term and amount of spousal support.
  3. The Court retains limited jurisdiction to modify the
Read More... “Spousal Support: Hidden Time Bomb!”

Care Insurance: Long-Term Health Care Update

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How Ohio’s Long-Term Care Insurance Program Can Make Sense For You!

Care InsuranceIt is now almost 5 years since Ohio’s long-term care partnership program was implemented in order to allow Medicaid participants to protect more of their assets from the Medicaid spend down process.  With the rising cost of long-term care and the effect that the recession has had on most individual’s savings, this program is more valuable than ever.  A long-term health care insurance policy that meets certain criteria can provide tremendous savings and asset protection against future health care needs by allowing an individual to shelter an amount of assets equal to the amount of coverage under the policy.

Once again, the policy must meet the following criteria:

  1. Must be issued after September 10,2007;
  2. The insured must be a resident of Ohio when coverage first becomes effective;
  3. The policy must be a federally tax qualified plan based on IRS Code;
  4. The policy must meet strict consumer protection standards; and
  5. The policy must include certain protections against inflations.

It was recently estimated that a 65 year old has almost a fifty percent chance of spending some time … Read More... “Care Insurance: Long-Term Health Care Update”

School Resumes, How To Start The School Year Off Well!

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Tips to help your children prepare for the challenges of a new school year

school yearThe lazy, hazy days of summer are coming to an end, as a new school year is quickly approaching. My wife, a school teacher of 30 plus years, suggested that we post an article about this topic of starting the school year well.  So with her help, here it is.

Although they may protest, most children like the routine that school brings, and they are ready to get back into the swing of the school year. The new school year is exciting because students get the opportunity to have a fresh start. However it can also be a time of anxiousness when kids worry about things such as will I like my new teacher or will my friends be in my class? It can also be nerve racking for those who are going from elementary to middle school, or middle school to high school, or for those who are moving to a new school district.

Establish school year traditions and celebrations

As adults we have memories of getting ready for a new … Read More... “School Resumes, How To Start The School Year Off Well!”

Child Abuse: Non-Abused Siblings Who Remain at Home

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Child Abuse: Non-Abused Siblings Who Remain at Home

child abuseA recent study identifies the nation’s most dangerous traffic intersection. It’s at Flamingo Road and Pines Boulevard in Pembroke Pines, Florida. The insurance company’s engineer who compiled the report notes that the intersection meets appropriate design standards and is regulated by traffic lights. He said traffic volume and driver error were two important factors in the high number of crashes.

Child Abuse and the Dangerous Child Protective Services Intersection

One of the most dangerous intersections of every state’s child welfare system is the decision whether to remove or leave non-abused siblings in a home in which another sibling has been a victim of child abuse or neglect.  Like the dangerous intersection in Pembroke Pines, CPS workers often face high caseloads (“traffic volume”) and constant life-threatening decisions (the possibility of “driver error”).

A Pennsylvania case involved “an appeal from the determination of dependency where the adoptive father committed sexual child abuse upon one of the children. The trial court removed the victim child from the home, placed her into foster care while allowing the non-abused child to remain under court … Read More... “Child Abuse: Non-Abused Siblings Who Remain at Home”

Divorce Time Out: Take Your Emotional Pulse

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Is Checking Your Emotional Pulse The Key To Dealing With Divorce?

divorce“I am in the divorce process up to my elbows. I have paperwork for my lawyer, deadlines for my job, parent conferences for my kids, friends coming for dinner. I have a birthday party to plan, a lawn to mow, a dog with fleas. I haven’t slept more than five hours a night for months. My grey hairs are coming in with a vengeance and my skin is breaking out. Most of the food in my refrigerator looks like science experiments. I have no idea of world events, latest movies, or current songs. I have to get my kids to soccer practice, karate and guitar lessons. I have grocery shopping, vet appointments, orthodontics appointments, child therapy appointments, ob-gyn appointments. I have appointments with my lawyer, my accountant, my therapist. I have appointments with my children’s lawyers and therapists. I even have an appointment to sit down and talk with my soon to be ex- husband about vacation schedules! I need to get the house painted. The car is making a clanking noise of undeterminable origin. The … Read More... “Divorce Time Out: Take Your Emotional Pulse”

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