Divorce Final? How To Maximize Your Social Security Retirement Benefit By Utilizing The Divorced Spouse Benefit
Your divorce is finalized! It is over and done, and you have moved on with your life. The assets, monetary accounts, retirement accounts, and the like all have been divided per the divorce decree. With that divorce decree in hand, you ex-spouse is no longer entitled to any future benefit you may receive, and that goes the same for you. However, there is one benefit you want to keep in mind when you are approaching retirement age. That benefit is the ability to collect Social Security Retirement on your ex-spouses record even if he or she has remarried! Like all government benefits there are some requirements you must meet in order to collect under your ex-spouse’s work record.
This benefit, entitled divorced spouse benefit, requires the following:
- Your marriage lasted 10 years or longer;
- You are currently unmarried;
- You are 62 years or older;
- Your ex-spouse is entitled to Social Security retirement or disability benefits; and
- The benefit you are entitled to receive based on your own work record is less
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