Merry Christmas and Happy New Year!

Merry Christmas and Happy New Year!
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We Wish You A Peaceful, Safe and Happy Holidays!

merry christmas happy new yearEveryone at Holzfaster, Cecil, McKnight & Mues wish each of you and your family joy and warmth this holiday season. May the magic of the holidays fill your heart with peace and happiness. Whatever your plans are, wherever you are going, we wish you safe, peaceful and happy holidays! Please try your best to spread kindness and joy as you go!

Our office will be closed on Christmas Day and again at Noon on Friday December 29th. We will reopen on Tuesday, January 2nd.

May the New Year be everything you hoped for and more!

The holiday season is a perfect time to reflect on all of our blessings and seek out ways to make life better for those around us!

Merry Christmas and Happy New Year!


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What I Wish All Kids of Divorced Parents Thought About the Holidays!

What I Wish All Kids of Divorced Parents Thought About the Holidays!
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PUBLISHER’S NOTE: Here is one Dr. Karen Finn wrote and posted to her blog on December 9, 2013. Her advice on kids of divorced parents, seems timeless and appropriate…

Divorced Parents: Divorce and the holidays can make things pretty miserable for kids. Here’s how to help your kids of divorce have happier holidays even if they aren’t with you.

divorced parents holidaysFor way too many kids of divorced parents the holidays aren’t all that merry. Instead, the holidays are filled with confusion and guilt. These kids experience confusion because they often have a hard time keeping track of schedules about when they’re going to be with Mom, when they’re going to be with Dad, and when they’re going to be with their friends. Then layered on top of this confusion is guilt.

Kids of divorced parents often feel the need to be actors. They don’t want to upset Mom by talking about Dad in front of her and they don’t want to upset Dad by talking about Mom in front of him. So, these kids learn to act like their other parent isn’t as important as the parent … Read More... “What I Wish All Kids of Divorced Parents Thought About the Holidays!”

LEGAL ALERT – Beware of Deed fraud!

LEGAL ALERT – Beware of Deed fraud!
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Don’t Get Scammed Over the Holidays – Use Common Sense to Protect Against Losing Your Home!

deed fraudYou may have heard on the news or read in the paper recently of a rise in deed fraud. Deed fraud occurs when someone fraudulently transfers ownership of someone else’s real property into the fraudster’s name without the owner’s consent. In a recent Dayton Daily News article, the Montgomery County recorder estimated that what used to be one or two complaint per month has increased to two to three complaints per week.

An ownership transfer occurs when a deed is signed by the owner, notarized by a notary and recorded. A fraudster can easily obtain the necessary information to prepare a deed, forge the owner’s signature and get a negligent or complicit notary to notarize the signature. This is the most common form of deed fraud. The second form is when the crook deceives the owner and convinces him or her to sign a deed by promising to pay overdue property taxes or refinance a mortgage.

If the property ownership is stolen, it can result in an unauthorized sale … Read More... “LEGAL ALERT – Beware of Deed fraud!”

Ho- Ho- Ho-Holiday Tips for Stress Free Parenting

Ho- Ho- Ho-Holiday Tips for Stress Free Parenting
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How to Make the Holidays a Happy Time for you and your Children After Divorce

holidays divorceHolidays are a joyous time. Christmas or Hanukah can be most memorable for both adults and children, but they are especially magical moments for children. However, as adults who are going through a separation, a divorce, or who have already been divorced, the holiday times can be very stressful. I believe that most parents want their children to be happy, but especially so during holiday times. So, what to do to ensure the best possible outcome?

Communication and cooperation are the two main ingredients. The first thing that both Ex’s need to do is to thoroughly review their custody agreement for holidays. Your plan is most likely tailored to what you agreed with at the time of separation, or divorce with your attorney or pursuant to the Court’s Standard Parenting Order. They all vary. Some have elected for shared time during each holiday, and some have agreed to every other holiday. Regardless make sure you know what your Court Order states. It is vital to an easy transition for the … Read More... “Ho- Ho- Ho-Holiday Tips for Stress Free Parenting”

Will I Likely Be Happier After My Divorce?

Will I Likely Be Happier After My Divorce?
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Positive Outlook Key For Post Divorce Happiness?

divorce surveyI get this question a lot when I meet with my divorce clients. While there is no guaranteed correct answer, there are steps you can take to keep you from becoming paralyzed by the divorce process. From reports I hear from my former clients, the answer to this question is usually “yes”!

I am a bit of a geek when it comes to looking at statistics. I recently saw an article on MovingPastDivorce.comabout a survey that Terry Gaspard commissioned. Terry is a licensed social worker and counselor in Rhode Island. Reading her bio and a recent interview with her by Social Work Guide, she appears very accomplished. Click here to read that interview.

Ms. Gaspard, through her company, recently contacted more than 2,000 people who had been divorced for at least three years. She wanted to probe findings about post-divorce loneliness and fears about meeting new people. Her hope was to produce a survey that might dispel such worries with cold, hard facts. Interestingly, the survey  did reveal a number of statistics she thought were important. While … Read More... “Will I Likely Be Happier After My Divorce?”

Is a Reverse Mortgage Right for You?

Is a Reverse Mortgage Right for You?
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Why a reverse mortgage should be considered only as a last resort.

reverse mortgageYou may have read articles or seen television commercials touting the advantages of reverse mortgages. You may have even seen Tom Selleck, for those who watch Blue Bloods or remember Magnum PI, on your television asking whether a reverse a reverse mortgage is right for you. Although a reverse mortgage may be appropriate in certain situations, unless you are in dire need of cash or a monthly cash stream, I am generally not a proponent of a reverse mortgage. The reasons why will follow.

With a reverse mortgage, if you are at least 62 years old, you can borrow against the equity in your home to receive a lump sum of cash or a monthly amount. You don’t have to pay it back until you die or move out of your house. You still must stay current on you property taxes, insurance and any HOA fees. If you are in need of immediate cash or need to supplement your monthly income to pay your bills, this may be your only option. Also, if it means … Read More... “Is a Reverse Mortgage Right for You?”

Blast From The Past: Thanksgiving: What Happens When College Students Return Home For The Holidays?

Blast From The Past: Thanksgiving: What Happens When College Students Return Home For The Holidays?
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PUBLISHER’S UPDATE: Here is one of my favorites posts about college students returning home for the holidays from back on November 21st, 2015! The advice rings as true now as it did then! …We have a ton of interesting articles in our archives of the Ohio Family Law Blog. Use our Search tool and enjoy a few oldie but goodies!

Parents and College Students Can Find Ways to Peacefully Coexist During Thanksgiving and the Holidays!

college students thanksgivingCall it a clash of cultures. Thousands of college students will soon travel home for Thanksgiving, in their minds, returning as independent adults, but still children in the eyes of their parents, says Scott Hall, a family studies professor at Ball State.

“When college students return home for their first Thanksgiving after having been away at school, they might feel like they are caught between two worlds: echoes of childhood dependency, and nearby adult-like independence,” Hall says. “It is easy to feel the tugs of long-established patterns of home life once stepping back into the family system only recently left behind. Such patterns (to the college students) suddenly feel threatening to … Read More... “Blast From The Past: Thanksgiving: What Happens When College Students Return Home For The Holidays?”

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